Texas · Free estimator

Texas Personal Injury Settlement Calculator

Get a free, preliminary settlement estimate for your Texas personal injury claim. Our statewide calculators use the same factors attorneys rely on — medical bills, injury severity, liability, and coverage — to give you a realistic range in under two minutes.

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General personal injury

Texas Personal Injury Settlement Calculator

Wondering what your personal injury case is worth in Texas? Our free Texas personal injury settlement calculator weighs your injuries, treatment, liability, and insurance coverage to give you an estimated settlement range in about two minutes — no sign-up, no obligation. It works for car, motorcycle, truck, and pedestrian or bicycle accidents.

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How Texas personal injury settlements are calculated

The standard method is the multiplier formula: settlement ≈ medical bills × severity multiplier + lost wages. The multiplier ranges from about 1.5 for minor soft-tissue injuries up to 5 for catastrophic injuries with surgery or permanent impairment. Texas jury verdicts and insurance norms influence where adjusters land within that range, so your estimate is calibrated to Texas.

Texas laws that affect your settlement

Texas follows a modified comparative negligence rule — your compensation is reduced by your percentage of fault, and you recover nothing if you are more than 50% at fault. Texas requires drivers to carry at least $30,000 per person in bodily injury liability, but many carry only the minimum or none at all. Your own uninsured/underinsured motorist coverage can help fill the gap. The two-year statute of limitations for most personal injury claims is strict.

What increases your Texas personal injury settlement

Clear liability on the other party, significant vehicle or property damage, emergency treatment or hospital admission, objective imaging (MRI, CT), surgery, specialist referrals, extended physical therapy, pain management, documented lost income, and permanent impairment all increase value. Commercial insurance policies — trucking, rideshare, or business — provide higher coverage ceilings.

What can reduce your Texas settlement

Shared or primary fault, preexisting injuries to the same body part, gaps in medical treatment, no objective diagnostic findings, unclear liability, and minimum insurance policy limits can all reduce what your case is worth. Texas's 50% bar means even partial fault can significantly impact your recovery.

Frequently asked questions

How much is a personal injury settlement in Texas?

It depends on your injuries, treatment, and available insurance. Most moderate injury claims settle between $10,000 and $50,000, while serious injuries with surgery or permanent impairment can reach six figures. Use our free Texas calculator for a personalized estimate.

Is this Texas personal injury settlement calculator free?

Yes — completely free with no sign-up or obligation. Attorneys pay us for pre-screened leads; consumers are never charged.

How long do I have to file a personal injury claim in Texas?

Texas has a two-year statute of limitations for most personal injury claims, measured from the date of the accident or injury. Missing this deadline usually bars your claim entirely, so it's important to act promptly.

Does Texas comparative negligence affect my settlement?

Yes. Texas follows modified comparative negligence — your compensation is reduced by your percentage of fault, and you recover nothing if you are more than 50% at fault. Even partial fault can reduce your settlement.

Commercial truck accidents

Texas Trucking Accident Settlement Calculator

Commercial truck accidents in Texas often cause catastrophic injuries and involve complex insurance issues. Trucking companies carry large commercial policies, but they also move quickly to limit their exposure. Use our free Texas trucking accident settlement calculator to estimate your claim value, then connect with a licensed Texas truck accident attorney. For 18-wheeler-specific claims, see our <a href="/settlement-guides/18-wheeler-accident-settlement-calculator" class="text-amber-400 underline">18-wheeler accident settlement calculator</a>.

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How Texas trucking accident settlements are calculated

Truck accident settlements use the same multiplier formula as other personal injury claims — settlement ≈ medical bills × severity multiplier + lost wages. What tends to make truck accident claims larger is the severity of the injuries (surgery, permanent impairment, extended treatment) and the commercial policies behind the truck, which often carry $1 million or more in coverage. Our calculator accounts for those factors through your treatment and coverage answers, giving you a realistic range grounded in the same method attorneys use.

Texas and federal trucking regulations

Commercial trucks are regulated by both Texas law and the Federal Motor Carrier Safety Administration (FMCSA). Truck drivers must keep detailed logs, follow hours-of-service rules, and meet strict maintenance standards. When a trucking company cuts corners on driver fatigue, loading, or maintenance, the results can be devastating. Violations of these regulations can significantly strengthen your claim.

Who is liable in a Texas truck accident

Liability can extend to the truck driver, the trucking company, the cargo loader, a maintenance contractor, or even the truck manufacturer if a defect contributed. Texas follows modified comparative negligence — your compensation is reduced by your percentage of fault, and you recover nothing if you are more than 50% at fault. A thorough investigation is often needed to identify all responsible parties.

What increases your Texas trucking accident settlement

Clear liability on the truck driver or company, black box data showing speed or braking, driver log violations, FMCSA regulation breaches, emergency treatment, surgery, objective imaging, specialist referrals, extended physical therapy, documented lost income, and permanent impairment all increase value. The larger commercial policies mean there is more coverage to pursue.

What can reduce your Texas trucking accident settlement

Shared fault, preexisting injuries, gaps in treatment, no objective diagnostic findings, and unclear liability can all reduce value. Trucking companies also deploy rapid-response teams to accident scenes — their goal is to limit your recovery, which makes prompt documentation and early legal representation critical.

Frequently asked questions

How much is a truck accident settlement in Texas?

Truck accident claims tend to be higher-value than typical car accidents because of the severity of injuries and the larger commercial policies involved — often $1 million or more. Most serious injury claims settle between $50,000 and several hundred thousand dollars. Use our free calculator for a personalized estimate based on your specific treatment and coverage.

Is this Texas trucking accident settlement calculator free?

Yes — completely free with no sign-up or obligation. Attorneys pay us for pre-screened leads; consumers are never charged.

How long do I have to file a truck accident claim in Texas?

Texas has a two-year statute of limitations for most personal injury claims, including truck accidents. Evidence like black box data and driver logs can be lost quickly, so it's important to act promptly.

Who can be sued in a Texas truck accident?

Liability can extend to the truck driver, the trucking company, the cargo loader, a maintenance contractor, or a parts manufacturer. A thorough investigation is often needed to identify all responsible parties and their insurance coverage.

Car accidents

Hurt in a car accident in Texas?

Car-accident value varies by metro — local jury tendencies and insurance norms shape what adjusters offer. Choose your city for venue-specific guidance, then estimate what your car accident case is worth.

Dallas–Fort Worth

Car accident settlement guide

Houston

Car accident settlement guide

San Antonio

Car accident settlement guide

Austin

Car accident settlement guide

El Paso

Car accident settlement guide

Rio Grande Valley

Car accident settlement guide

Corpus Christi

Car accident settlement guide

Lubbock

Car accident settlement guide

Amarillo

Car accident settlement guide

Beaumont–Port Arthur

Car accident settlement guide

Tyler–Longview

Car accident settlement guide

Central Texas

Car accident settlement guide

Odessa–Midland

Car accident settlement guide

Motorcycle accidents

Hurt in a motorcycle accident in Texas?

Motorcycle crashes cause severe injuries and higher-value claims — but insurers often blame the rider. Choose your city for venue-specific guidance, then estimate what your motorcycle case is worth.

Dallas–Fort Worth

Motorcycle accident settlement guide

Houston

Motorcycle accident settlement guide

San Antonio

Motorcycle accident settlement guide

Austin

Motorcycle accident settlement guide

El Paso

Motorcycle accident settlement guide

Rio Grande Valley

Motorcycle accident settlement guide

Corpus Christi

Motorcycle accident settlement guide

Lubbock

Motorcycle accident settlement guide

Amarillo

Motorcycle accident settlement guide

Beaumont–Port Arthur

Motorcycle accident settlement guide

Tyler–Longview

Motorcycle accident settlement guide

Central Texas

Motorcycle accident settlement guide

Odessa–Midland

Motorcycle accident settlement guide

Pedestrian accidents

Hit by a car as a pedestrian in Texas?

Pedestrian crashes are among the most devastating — and highest-value — traffic claims. Choose your city for venue-specific guidance, then estimate what your pedestrian accident case is worth.

Dallas–Fort Worth

Pedestrian accident settlement guide

Houston

Pedestrian accident settlement guide

San Antonio

Pedestrian accident settlement guide

Austin

Pedestrian accident settlement guide

El Paso

Pedestrian accident settlement guide

Rio Grande Valley

Pedestrian accident settlement guide

Corpus Christi

Pedestrian accident settlement guide

Lubbock

Pedestrian accident settlement guide

Amarillo

Pedestrian accident settlement guide

Beaumont–Port Arthur

Pedestrian accident settlement guide

Tyler–Longview

Pedestrian accident settlement guide

Central Texas

Pedestrian accident settlement guide

Odessa–Midland

Pedestrian accident settlement guide

18-wheeler accidents

Hit by an 18-wheeler in Texas?

Commercial truck crashes carry far higher policy limits — and far more severe injuries — than a typical car accident. Choose your metro for venue-specific guidance, then estimate what your 18-wheeler case is worth.

Dallas–Fort Worth