FMCSA Regulation · Distracted Driving

Distracted Driving & Cell Phone Use in Texas Truck Accidents

The Federal Motor Carrier Safety Administration bans handheld cell phone use and texting for commercial truck drivers while operating a CMV — a stricter standard than applies to ordinary drivers. A commercial driver who violates an applicable federal mobile-phone rule may create evidence relevant to a negligence theory, depending on causation, admissibility, the facts, and applicable law. Distraction is especially deadly in an 80,000-pound truck, where a 4-second glance at a screen covers nearly 400 feet of blind travel. If the truck that hit you showed no evasive action before impact, distraction is a primary suspect — and proving it may materially affect the evaluation of an individual claim.
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Prepared by Texas Settlement Calculator Editorial Team · Editorial standards

What does the FMCSA cell phone ban prohibit?

Federal regulations (49 CFR Part 392) prohibit commercial drivers from holding a mobile phone, dialing multiple numbers, pressing more than a single button to initiate a call, or reaching for a phone in a way that requires the driver to leave a seated driving position. Texting — which includes reading or composing a message, emailing, or browsing the web — is banned entirely while driving. A driver may use a hands-free phone that is within easy reach and operated by a single button or voice command. A violation carries civil penalties up to $2,750 for the driver and up to $11,000 for the carrier, and repeated violations lead to CDL disqualification.

How distraction causes truck crashes

A distracted truck driver takes their eyes off the road, their hands off the wheel, and their mind off the task of driving. At 65 mph, a 4-second glance at a phone covers nearly 400 feet — the length of four football fields — during which the truck is effectively unguided. The most common distracted-driving crash scenarios are a rear-end collision in slowing traffic (the driver didn't notice the traffic ahead had stopped), a lane-departure crash on a straight road (the truck drifted out of its lane), and a failure to slow for a construction zone or a stopped emergency vehicle. If the truck that hit you made no braking input before impact, distraction is a leading explanation.

How to prove the trucker was distracted

Potentially relevant distraction evidence may include available phone records, vehicle/event data and dashcam footage, depending on the facts and lawful access. The cell phone records show whether the phone was in use at the time of the crash — a call log, a text, or a data session. The EDR shows whether the driver made any steering or braking input in the seconds before impact; an absence of recorded input may be relevant to the analysis but does not establish distraction by itself. The dashcam, if equipped, may show the driver looking down or holding a device. Availability and retention of vehicle, video and phone records vary by source and system; lawful access and preservation needs should be evaluated from the specific circumstances.

The carrier's own telematics and camera systems

Many modern trucks are equipped with driver-facing cameras and telematics systems that detect phone use, looking-down events, and other distraction indicators. These systems often flag a distraction event in real time and store the footage. A carrier safety system may contain relevant distraction-related information if the system captured the event; availability and retention vary by system. Retention and preservation of in-cab footage or telematics depend on the system, circumstances, preservation duties and applicable evidentiary law.

How distraction evidence may affect a truck-accident claim

A proven cell-phone violation may be relevant to responsibility and, depending on the surrounding conduct and applicable law, an exemplary-damages theory. It does not automatically establish civil liability or exemplary damages. Commercial insurance terms and limits vary and must be verified. Use our free estimator for a broad educational preliminary range based on reported claim factors.

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Primary sources

These sources support the specific background topics noted below. Government, medical and platform materials do not endorse TSC or validate a calculator range. Coverage, legal rules and service availability should be checked for the date and circumstances of the incident.

Frequently asked questions

Is it illegal for a truck driver to use a cell phone while driving?

Yes. Federal rules ban commercial drivers from holding a phone, dialing multiple numbers, texting, or reaching for a phone while driving. Hands-free use with a single button or voice command is allowed. A violation carries penalties up to $2,750 for the driver and $11,000 for the carrier, and repeated violations lead to CDL disqualification.

How do I prove the trucker was texting when they hit me?

The driver's cell phone records show whether the phone was in use at the time of the crash. The truck's event data recorder shows whether the driver made any braking or steering input before impact. An in-cab camera, if equipped, may show the driver looking down or holding a device. Retention and preservation needs vary by source, system, circumstances and applicable law.

Can I get the trucker's cell phone records?

Access to another person’s phone records generally requires lawful process or authorization. Retention varies by provider and record type, and preservation or production requirements depend on the circumstances and applicable law.

How much is a distracted-driving truck accident worth?

A proven cell-phone violation may be relevant to an individual claim, but it does not automatically establish civil liability or exemplary damages. An evaluation may consider causation, admissible evidence, injuries, treatment, recovery, responsibility, verified insurance, wage loss, and other case-specific facts. Use our free estimator for a broad educational preliminary range.

How much is an 18-wheeler accident settlement worth in Texas?

18-wheeler claims tend to be different from typical car accidents because of the severity of injuries and the potentially different commercial insurance arrangements involved. There is no dependable typical settlement range. An individual evaluation considers documented injuries, treatment, recovery, responsibility, commercial insurance coverage, wage loss, supporting evidence, and other case-specific facts. Use our free estimator for a broad educational preliminary range based on your treatment and coverage.

What is the minimum insurance for an 18-wheeler?

Financial-responsibility requirements and actual commercial coverage vary by operation, cargo and policy. Our estimator considers the coverage information you report, but actual policies and limits require verification.

Who is liable in an 18-wheeler accident in Texas?

Depending on the facts and applicable law, potentially responsible parties may include a driver, motor carrier, vehicle owner, cargo company, maintenance contractor, broker or product manufacturer. The evidence and verified policies determine which parties and coverage may actually apply.

How long do I have to file an 18-wheeler accident claim in Texas?

Texas personal-injury limitations commonly begin with a two-year period, but accrual, tolling, notice requirements, parties and claim type can change the analysis. Vehicle and duty-status records may have source-specific retention or availability considerations.

Is this 18-wheeler accident settlement estimator free?

Yes — completely free with no sign-up or obligation. Participating law firms pay flat-fee advertising subscriptions; consumers are not charged for using the calculator or educational resources.

This tool produces a preliminary, non-binding estimate based on the information you provide and general personal-injury valuation methods. It is not legal advice, not a guarantee of any outcome, and not a substitute for review by a licensed attorney. Actual settlements and verdicts vary widely based on evidence, jurisdiction, insurance coverage, and many other factors. Texas Settlement Calculator is not a law firm and does not practice law; use of this tool does not create an attorney-client relationship.

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