Texas case value estimator
What is my Texas injury case worth?
Get an instant estimated settlement range for your Texas personal-injury claim. Answer a few questions about your accident, injuries, and treatment — no cost, no obligation, no sign-up.
How your case value is calculated
Personal-injury attorneys use a well-established formula to value claims. Your estimated settlement is built from three pieces:
Medical bills
The total cost of treatment to date — the base of the calculation.
Severity multiplier
A multiplier from ~1.5 (minor) to ~5 (catastrophic) reflecting injury seriousness.
Lost wages
Documented income lost due to the injury, added on top.
The result is then adjusted up or down for liability, insurance limits, preexisting conditions, and other case-specific factors. Our calculator applies these adjustments automatically based on your answers.
What factors affect my case worth?
Four categories drive nearly every personal-injury valuation:
Liability & fault
Clear fault on the other side strengthens your claim. Shared or disputed fault can reduce recovery under comparative negligence rules.
Medical treatment & bills
Total medical bills are the backbone of the multiplier formula. ER visits, hospital admissions, surgery, and specialist care all raise value.
Injury severity
Soft-tissue whiplash settles lower; herniated discs, broken bones, spinal cord injuries, and permanent impairment settle higher.
Insurance coverage
Even a strong case is capped by available policy limits. Commercial and rideshare policies often carry higher limits than personal auto.
Ready to find out what your case is worth?
Our free estimator weighs every factor above and gives you a personalized range in minutes.
Start my free evaluationFrequently asked questions
Straight answers about how injury case values are estimated.
What is my case worth?
Most personal-injury cases settle for roughly 1.5 to 5 times your medical bills plus lost wages, adjusted for liability, injury severity, treatment history, and available insurance coverage. Use our free calculator to get an estimated range for your specific claim in about two minutes.
How is a personal injury settlement calculated?
The standard method is the multiplier formula: settlement ≈ medical bills × severity multiplier + lost wages. The multiplier rises with serious injuries, surgery, hospital admissions, permanent impairment, and clear liability, and falls with shared fault, preexisting conditions, or limited insurance coverage.
What factors increase my case value?
Clear liability on the other party, significant vehicle damage, emergency treatment or hospital admission, objective imaging (MRI, CT), surgery, specialist referrals, extended physical therapy, pain management, documented lost income, and permanent impairment all increase value.
What reduces my settlement?
Shared or primary fault, preexisting injuries to the same body part, low medical treatment, no objective diagnostic findings, unclear liability, and minimum insurance policy limits can all reduce what your case is worth.
Is this estimate a guarantee?
No. The calculator provides a preliminary, non-binding estimate based on the information you enter. Actual outcomes depend on evidence, jurisdiction, the other party's coverage, and negotiation. Nothing here is legal advice or an attorney-client relationship.
Is the calculator really free?
Yes. Consumers never pay. Attorneys pay us for pre-screened leads — you are never billed, and using the tool creates no obligation to hire anyone.
This tool produces a preliminary, non-binding estimate based on the information you provide and general personal-injury valuation methods. It is not legal advice, not a guarantee of any outcome, and not a substitute for review by a licensed attorney. Actual settlements and verdicts vary widely based on evidence, jurisdiction, insurance coverage, and many other factors. Texas Settlement Calculator is not a law firm and does not practice law; use of this tool does not create an attorney-client relationship.