Texas Personal Injury Settlement Calculator
Calculate an estimated claim value range based on Texas comparative negligence laws — medical bills, lost wages, pain & suffering, and the 51% fault rule.
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Get my full case evaluationHow Personal Injury Settlements Are Calculated in Texas
Personal injury compensation in Texas consists of two main types of damages:
- Economic Damages: Financial losses like past and future medical bills, lost wages, and property damage.
- Non-Economic Damages: Compensation for pain, suffering, and emotional distress, calculated via a multiplier (typically 1.5x to 5x) applied to economic costs.
Under Texas Civil Practice and Remedies Code Chapter 33 (Proportionate Responsibility), Texas follows a modified comparative negligence system known as the 51% Bar Rule. If you are found to be 51% or more at fault for the accident, you cannot recover any compensation. If you are 50% or less at fault, your recovery is reduced proportionally by your percentage of responsibility.
Frequently Asked Questions
What is the average personal injury settlement in Texas?
Settlement amounts vary widely based on fault, injury severity, and insurance coverage. Minor car accident claims typically settle between $10,000 and $30,000, while severe accidents involving commercial 18-wheelers or catastrophic injuries can range from hundreds of thousands to millions of dollars.
How does Texas comparative fault lower my settlement?
Under Texas Civil Practice and Remedies Code Chapter 33 (the 51% Bar Rule), your total financial award is reduced by your percentage of fault. For example, if your total damages are $100,000 but you are found 20% at fault, your recovery is reduced to $80,000. If you are 51% or more at fault, you cannot recover any compensation.
How long do I have to file a personal injury claim in Texas?
In Texas, the statute of limitations for personal injury claims is generally two years from the date of the accident. Failing to file a lawsuit within this two-year window usually results in losing your right to sue.
This tool produces a preliminary, non-binding estimate based on the information you provide and general personal-injury valuation methods. It is not legal advice, not a guarantee of any outcome, and not a substitute for review by a licensed attorney. Actual settlements and verdicts vary widely based on evidence, jurisdiction, insurance coverage, and many other factors. Texas Settlement Calculator is not a law firm and does not practice law; use of this tool does not create an attorney-client relationship.