Being the victim of a hit-and-run is frustrating and frightening — the at-fault driver fled, and you're left with injuries and no one to hold directly accountable. In Texas, your own uninsured motorist (UM) coverage typically steps in to compensate you, so these claims follow a different path than a standard accident. Use the free injury calculator for a broad educational preliminary range based on reported factors.
Prepared by Texas Settlement Calculator Editorial Team · Editorial standards
About the preliminary range
The calculator is a rule-based educational tool. It considers the limited information entered and displays a broad, gross preliminary claim-value range. It does not use a fixed medical-bill multiplier or a disclosed database of Texas settlements or verdicts, and it is not legal advice, an appraisal, or a prediction of settlement, verdict, or net recovery.
How hit-and-run settlements work in Texas
When a driver cannot be identified, UM coverage may apply depending on the policy terms, required proof, notice, responsibility, damages, and Texas law. Texas policies generally address UM/UIM coverage and rejection requirements, but the actual policy should be reviewed. Prompt reporting and reasonable efforts to document the unidentified vehicle may be important.
Factors that may affect a hit-and-run accident claim
There is no dependable statewide settlement range or fixed medical-bill multiplier for hit. An individual evaluation may consider diagnosis, causation, treatment, recovery, functional effects, economic losses, responsibility, defenses, insurance, and supporting evidence. The calculator provides only a broad, gross preliminary range and does not predict an outcome.
Factors that may support a hit-and-run claim evaluation
Police materials, witness information, available video, medical evidence, documented income loss and verified UM policy terms may be relevant to an unknown-driver claim. Notice and proof requirements should be verified from the applicable policy and Texas law rather than treated as a universal prompt-reporting rule.
What can reduce your hit-and-run settlement
Verified UM limits, evidence concerning the unknown vehicle, treatment history and responsibility issues may affect an individualized evaluation. Coverage also depends on statutory and policy requirements, including the Texas actual-physical-contact rule for an unknown vehicle. Their effect is case-specific rather than a fixed deduction.
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Our free educational model provides a gross preliminary claim-value range in minutes.
Who pays if the hit-and-run driver is never found?
UM coverage may apply to a hit-and-run depending on the policy terms, proof requirements, facts, and Texas law. Promptly documenting and reporting the incident may be important; review the actual policy and applicable notice requirements.
How much is a hit-and-run accident settlement worth?
There is no dependable amount based only on the injury or accident label. Medical causation, treatment, recovery, functional impact, economic losses, responsibility, defenses, insurance, and supporting evidence may affect an individual evaluation. The calculator provides only a broad preliminary range and is not a prediction or legal opinion.
Do I need a police report for a hit-and-run claim?
Police materials, witness information and available video may help document an unknown-driver event, but no police report by itself establishes UM coverage. Texas law includes an actual-physical-contact requirement for an unknown vehicle, and other notice, proof, exclusions and policy requirements should be verified from the applicable policy and law.
This tool produces a preliminary, non-binding estimate based on the information you provide and general personal-injury valuation methods. It is not legal advice, not a guarantee of any outcome, and not a substitute for review by a licensed attorney. Actual settlements and verdicts vary widely based on evidence, jurisdiction, insurance coverage, and many other factors. Texas Settlement Calculator is not a law firm and does not practice law; use of this tool does not create an attorney-client relationship.