Texas public-information guide
A plain-language overview of Texas commercial autonomous-vehicle authorization and transportation-network-company insurance context. This guide identifies frameworks and records; it does not determine which policy applies to a particular incident.
Reviewed September 22, 2026. Laws, rules and operator authorizations can change.
TxDMV states that commercial operation of a Level 4 or Level 5 automated vehicle without a human driver requires an active Texas authorization. TxDMV says the authorization requirements became enforceable May 28, 2026.
The state framework includes requirements concerning registration and title, a recording device, liability coverage or self-insurance, minimal-risk capability and an emergency-response interaction plan provided to Texas DPS.
TxDMV Automated Vehicles Regulatory ProgramTexas applies its transportation-network-company insurance framework to automated motor vehicles used in that role. The applicable statutory tier depends on the vehicle's operating status, which is why TSC separately records whether a robotaxi was carrying a passenger on a prearranged ride, traveling to a pickup, available for a request, or not being used for passenger service.
For a qualifying prearranged ride, Texas Insurance Code Chapter 1954 requires at least $1 million in total aggregate liability coverage per incident for death, bodily injury and property damage. Aggregate means the statutory amount is per incident, not a promise that $1 million is available to each claimant.
The TNC framework contains a different minimum tier when the vehicle is logged into the network and available to receive requests but is not engaged in a prearranged ride. Actual status and coverage must be established from the facts and applicable records.
A statutory minimum or reported policy amount can affect practical recovery context, but it does not establish the value of an injury. TSC therefore keeps the preliminary injury-factor range separate from insurance and recovery information. Multiple injured people, other policies, policy terms, responsibility disputes and other circumstances can affect the amount ultimately available.
• Trip receipt and pickup/drop-off information
• App or platform trip status
• Vehicle and fleet identifiers
• Operator/platform communications
• Insurance or claim documents received
• Incident and police reference numbers
This tool produces a preliminary, non-binding estimate based on the information you provide and general personal-injury valuation methods. It is not legal advice, not a guarantee of any outcome, and not a substitute for review by a licensed attorney. Actual settlements and verdicts vary widely based on evidence, jurisdiction, insurance coverage, and many other factors. Texas Settlement Calculator is not a law firm and does not practice law; use of this tool does not create an attorney-client relationship.